First in APAC · Embedded finance

Finance, built into the sale.

Oxyan is embedded finance for business technology — a lease your customer applies for at checkout and gets approved in about a minute.

Regulated lending by Zool Capital · AFSL 488196
Checkout
yourstore.com.au
Workstation & peripherals
Business hardware bundle
$11,000
Payment method
Credit card
Bank transfer (EFT)
Lease with Oxyan $452/mo
Checking eligibility · ABN & open-banking…
✓Approved — signed & settled
$452/mo · 36-month term · instant, under $15K
approved in ~60 seconds
Real-time decisioning
Every application settles in minutes — while the customer is still on the page.
Built for both sides of the sale

One platform. Two audiences.

FOR MERCHANTS & VENDORS

Sell more.
Get paid in full.
Carry zero risk.

Add Oxyan to your checkout, quotes, invoices and campaigns — or send a finance link in-store or over the phone. You're paid in full on settlement.

→Bigger orders when buyers think monthly
→Same-day settlement, your A/R unchanged
→Embedded in every tool you already sell with
Explore for merchants →
FOR CUSTOMERS

Get the tech now.
Simple repayments.
Fully deductible.

A regulated business lease approved in about a minute. Simple repayments that are fully deductible as an operating expense — and at the end you return, renew, or keep the asset.

→Approved in ~60 seconds, instant up to $15K
→Simple repayments, fully tax-deductible
→Return, renew or keep at the end of the term
Explore for customers →
How it works

Frictionless by design.

We rebuilt leasing around the technology, not the forms. One connected flow takes you from application to approved in minutes, entirely online.

The engine, end to end live
1
Real-time credit
CDR open banking + ABN-level data.
2
Digital documents
Lease signed online in minutes.
3
ID verification
Verified digitally, no paperwork.
4
Merchant paid
Invoice settled in full.
✓
Contract starts
Live on your delivery notice.
Estimate a repayment

See what it could cost per month.

Drag to set the deal value and pick a term. Customers pay in simple repayments — fully deductible as an operating expense — and vendors are paid in full on settlement.

thly; merchants are paid in full on settlement.

✓Instant approval up to $15,000 today.
✓Choose at end of term: return, renew, or keep the asset at a fixed price.
Asset value
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$1,000$25,000
Rental term
Estimated monthly repayment
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ⓘIndicative only. An estimate to help you plan — not a quote or offer of finance. Your actual repayment is set per asset and per customer at application.
Regulated & ready

Serious finance rails, built for the moment of sale.

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Get started

Ready to add the lease button?

Tell us whether you're a vendor or a customer and we'll take it from there. It's a 20-minute conversation to go live.

TEL1300 325 342
HQ Level 2, 222 Pitt Street, Sydney NSW 2000
✓
Thanks — we'll be in touch.
The Oxyan team will reach out shortly. For anything urgent, call 1300 325 342.
Get in touch
By submitting you agree to be contacted by Oxyan. Oxyan is the embedded finance product of Zool Capital · AFSL 488196.