Case study: closing the deal on the call with a finance link

A sales agent, a customer on the phone, and a link that turned a maybe into a signed lease before the call ended.

Consider a common moment for any technology reseller: a sales agent is on the phone with a customer who's ready to buy ten laptops and a couple of monitors. The interest is real. The only question is how they'll pay.

The old way: the deal goes cold

Traditionally the agent emails a quote, suggests the customer "look into finance," and hopes they call back. The customer gets busy. A competitor gets a look-in. The finance application, if it happens at all, takes days and drops out of the moment. A live, ready-to-buy customer slowly goes cold.

With Oxyan: a link, mid-call

Instead, the agent generates an Oxyan finance link from the partner portal and sends it by SMS or email while still on the phone. The customer taps it, sees a clear weekly repayment, and applies then and there. Credit is decisioned in real time, the contract is presented digitally, and identity is confirmed with a biometric check on the customer's own phone.

Approved before hang-up

In about a minute, the customer is approved and signed — while the agent is still on the call to answer questions and confirm the order. No documents to email back and forth, no ID cards to photograph and store, no follow-up chase. The deal is done.

The whole point is not letting the customer hang out. You keep them engaged, and the finance keeps pace with the conversation.

Why it works

Momentum. The buying decision and the funding decision happen in the same conversation.
Frictionless. Everything is digital and on the customer's device — nothing to print, post or return.
No admin burden. The agent never handles documents or identity data; the platform does.

The result is a faster close, a better customer experience, and a sales team that spends its time selling — not chasing paperwork.