Where Oxyan goes next: New Zealand live, and our sights on Singapore and the US

Oxyan set out to build the embedded finance layer for business technology — the option to lease that lives inside the sale. Today that product is live across Australia and New Zealand, and we're already looking at where it goes next.

Starting at home: Australia and New Zealand

Australia and New Zealand share the ingredients embedded finance needs: a large, technology-hungry SME base, mature open-banking and data frameworks, and a business culture that already understands operating leases. It's the right place to prove the model and refine the experience before we scale it.

Singapore: a market we're considering

Singapore is high on our list. As a regional financial hub with a sophisticated regulatory environment, deep technology adoption and a dense concentration of resellers and distributors serving all of Southeast Asia, it's a natural next step for an embedded B2B lease. We are actively evaluating what a Singapore launch would look like.

The United States: firmly on our radar

The US is the largest B2B technology market in the world, and the appetite for finance at the point of sale is enormous. We are considering the market carefully — the opportunity is significant, and we want to enter it the right way, with the right partners and the right compliance foundation.

Our ambition is a single embedded finance platform that vendors can switch on in any market they sell into.

One platform, many markets

Everything we build is designed to be portable: real-time credit, digital contracts and biometric identity that adapt to local rules while presenting vendors and customers with the same frictionless experience everywhere. Expanding markets should be a configuration, not a rebuild.

What this means for partners

Vendors and resellers who partner with Oxyan now aren't just adding finance to today's sales — they're lining up to offer it across every market we open. If you sell business technology in the region, we'd love to talk.

Forward-looking note: expansion into Singapore and the United States is under active consideration and is not a committed launch date. Oxyan is currently live in Australia and New Zealand.