In short. These terms govern your use of this website. Applying for or entering into a lease is separate and is governed by the specific lease agreement and disclosures you receive at the time. Anything on this site is general information only — not financial or credit advice.
This website (oxyan.com.au) and the Oxyan service are operated by Vyvel Pty Ltd (ABN 95 687 610 840), trading as Oxyan ("Oxyan", "we", "us", "our"). By accessing or using this website you agree to these Terms of Use. If you do not agree, please do not use the site.
Oxyan is the embedded finance product offered in connection with Zool Capital (AFSL 488196), the regulated credit provider that funds and administers leases. These Terms of Use apply to the website; the terms of any lease are set out in the separate lease agreement and disclosure documents provided to you.
You must be at least 18 years old and, where you act for a business, authorised to do so. The Oxyan lease is a business product intended for businesses acquiring technology and related assets for business use.
Content on this website, including the repayment calculator, is general in nature and provided for information only. It does not take into account your objectives, financial situation or needs, and is not financial, credit, tax or legal advice. Any figures shown are indicative estimates only and are not a quote or an offer of finance. Your actual repayment, eligibility and terms are determined per asset and per applicant when you apply, and are subject to approval and to the terms of the lease agreement. You should obtain your own professional advice before making a decision.
Submitting an enquiry or application does not guarantee approval. Approvals — including any instant-approval limits — are subject to assessment, identity verification, and our and Zool Capital's lending criteria and policies, which may change. We may decline or withdraw an application at our discretion, to the extent permitted by law.
When using this website, you agree not to:
Some features require an account on the Oxyan portal. You are responsible for keeping your login credentials secure and for activity that occurs under your account. Notify us promptly at support@oxyan.com.au if you suspect any unauthorised use.
The Oxyan name, logo, and all content, design and software on this website are owned by or licensed to Vyvel Pty Ltd and are protected by intellectual property laws. You may view and use the site for its intended purpose, but you may not copy, modify, distribute or create derivative works without our prior written consent.
The site may link to, or integrate with, third-party websites and services (for example, our vendor and reseller partners, the Oxyan portal, identity verification and open-banking providers, and scheduling tools). We are not responsible for the content, products or practices of third parties, and their own terms and privacy policies will apply.
We aim to keep the website available and accurate but do not guarantee it will be uninterrupted, error-free or current. We may modify, suspend or discontinue any part of the site at any time without notice.
To the maximum extent permitted by law, the website is provided "as is" and we exclude all warranties not expressly set out here. Nothing in these terms excludes, restricts or modifies any consumer guarantee, right or remedy under the Australian Consumer Law or other law that cannot lawfully be excluded. Where our liability can be limited, it is limited to re-supplying the relevant service or the cost of doing so. We are not liable for any indirect or consequential loss arising from your use of the website, to the extent permitted by law.
Our handling of personal information is described in our Privacy Policy, which forms part of these terms.
These terms are governed by the laws of New South Wales, Australia, and you submit to the non-exclusive jurisdiction of the courts of that State.
We may update these Terms of Use from time to time. The current version will always be available on this page, with the "Last updated" date shown at the top. Your continued use of the site after changes take effect means you accept the updated terms.